Has your application been declined? Or have they offered you an approval but with a lower loan amount than what you wanted?

Not all lenders are created equal. Some have more flexible criteria, which may result in an approval of your application or for the mortgage amount that you want. With the large number of mortgage lenders operating in the Canadian marketplace today, the competition is not always only on rate. Many also offer more relaxed guidelines for approval in order to stay competitive. Whether it is a more relaxed outlook on your past credit history or an allowance for a higher debt service ratio, their less stringent criteria may make the difference in an approval or decline, or for a higher mortgage amount.

Our Mortgage Specialists not only know what each lender's best rate is but are constantly doing research and in contact with all lenders in order to stay abreast of their varied guidelines. This knowledge enables them to work with you to obtain not only an approval but for the desired amount. This consultation is absolutely free. Best of all, for traditional applications the lender would pay us a finder's fee for introducing them to a new client should the right mortgage be located and you accept. Which means potentially, our services would be at not cost to you.

Apply now. Remember, that decline may turn into an approval with the right lender. Let us help.