|
The
Mortgage Centre
Canada refers applications to a network of independent mortgage brokers known
as Mortgage Centre Specialists. Mortgage Centre Specialists are
governed by the Mortgage Centre Specialist Privacy Policy.
As Mortgage Centre Specialists, we are committed to keeping
your privacy protected and your information confidential at all
times.
We collect, use and disclose information about you for a
variety of reasons:
-
To
identify you and verify any information you give us
-
To
protect us both from error and fraud
-
To
understand your needs and eligibility for products and
services
-
To
recommend particular products and services so we may serve
you better
-
To meet
legal requirements, such as asking you to provide the
necessary information to verify your identity
-
To
present your mortgage application to various lenders and
insurers for the purpose of securing a mortgage and/or
related service
-
We may
review and analyze your use of our services, in order to
assist in the above.
We may collect from you and share
health information with insurers and insurance agents for the
purpose of applying for creditor insurance.
Your information will be protected from error, loss and
unauthorized access. Our
procedures and systems are
designed to ensure this security. We collect, use
and disclose personal information only for purposes that a
reasonable person would consider appropriate in the
circumstances. As well, we never sell any information about our
customers to others, and we only keep information as long as it
is needed.
We obtain your (express or implied) consent before we:
-
Check
your employment
-
Obtain a
credit report
-
Offer you
other products and services
-
Obtain,
use or disclose to other persons, information about you
unless we are obliged to do so by law or to protect our
interests
-
Use your information in any way we didn't tell you about
previously
You can withdraw your consent any time
after you've given it to us, provided there are no legal
requirements to prevent this, by contacting your Mortgage Centre
Specialist.
We may tell you about products and services through direct
mail, telephone, or other means. If you do not wish us to do so,
advise your Mortgage Centre Specialist.
We don't share information about you, except as is
necessary to complete your mortgage application and take all
steps necessary to secure mortgage financing on your behalf, nor
do we release it to anyone else, without your express or implied
consent. However, there are some exceptions. For example, we may
collect, use or disclose information without your consent if we:
-
are
obligated or permitted to do so for legal reasons
-
use an
outside company, such as The Mortgage Centre Canada (CIBC
Mortgages Inc.), to do work for us involving some of your
information
You can review your personal information held by us and
make corrections to it by contacting our Privacy Officer at
604-257-2600. You may be asked to put your request in writing.
If you have any questions, comments or complaints contact
you our Privacy Officer at 604-257-2600.
By continuing with this online application you acknowledge receiving and understanding this privacy policy.
|
