Transcription of Video Blog: Hi, everyone. It’s Rowan Smith from The Mortgage Centre. I’m here today to talk about private mortgages, private money. What is it, when do you want to use them? Well, private mortgages are really just that. It’s a mortgage funding and financing that is set up by a private individual or a corporation.... [read more]

To Skip All of the Transcripts & Just Watch My Videos, Visit My YouTube Channel. Don’t Forget To Subscribe! Click Here Hi, everyone. How are you? It’s Leah Coss with the Mortgage Centre. I wanted to answer this question because a lot of you actually don’t even know that this happens. Say for example, you want... [read more]

To Skip All of the Transcripts & Just Watch My Videos, Visit My YouTube Channel. Don’t Forget To Subscribe! Click Here Hi everyone. How are you? It’s Leah Coss with The Mortgage Centre. I wanted to talk about debt because for many of you, you come to me going, “Well, OK we have a combined income... [read more]

I regularly encounter clients that have no idea what the credit score or credit history is like. This is not a good thing. Even for the vast majority that probably have a very good credit score/rating. Why? Well, whenever you go to apply for loan (mortgage, car loan, credit cards, etc.) the credit grantor will undoubtedly pull... [read more]

This is likely a great time to debate this subject as more and more lenders and brokers are competing for the borrowers business. Everyone is offering some amazing rates on fixed 5 year mortgages, however some lenders are trying to offer slightly better deals, but are they really better? for example Is it more important... [read more]

The Royal Bank, TD Bank & CIBC all dropped rates again today. In fact the Royal Bank lowered rates over the weekend without much fanfare. This has been a common practice lately with them. The 5 year posted fixed rate is now at 5.39% at the three banks and others will follow undoubtedly. We have... [read more]