I regularly encounter clients that have no idea what the credit score or credit history is like. This is not a good thing. Even for the vast majority that probably have a very good credit score/rating. Why? Well, whenever you go to apply for loan (mortgage, car loan, credit cards, etc.) the credit grantor will undoubtedly pull... [read more]

This is likely a great time to debate this subject as more and more lenders and brokers are competing for the borrowers business. Everyone is offering some amazing rates on fixed 5 year mortgages, however some lenders are trying to offer slightly better deals, but are they really better? for example Is it more important... [read more]

The Royal Bank, TD Bank & CIBC all dropped rates again today. In fact the Royal Bank lowered rates over the weekend without much fanfare. This has been a common practice lately with them. The 5 year posted fixed rate is now at 5.39% at the three banks and others will follow undoubtedly. We have... [read more]

To Skip All of the Transcripts & Just Watch My Videos, Visit My YouTube Channel. Don’t Forget To Subscribe! Click Here Official Transcript Hi everyone. How are you! It is Leah Coss with the Mortgage Centre. Another credit myth for you. If you have a good credit score, that doesn’t necessarily mean you can get a mortgage.... [read more]

To Skip All of the Transcripts & Just Watch My Videos, Visit My YouTube Channel. Don’t Forget To Subscribe! Click Here Official Transcript Hi everyone. How are you? Leah Coss with the Mortgage Centre. Don’t mind the Bluetooth. I know that some of you are commenting that in my videos when I am driving I’ve got the... [read more]

I am not an insurance agent. However, there are some things I have learned through the years about Mortgage Life Insurance that I thought I would share with you. Whenever you take out a mortgage you have been or will be offered Mortgage Life Insurance. This is not to be confused with the mortgage insurance that... [read more]